I wouldn't put "standard of player" solely down to finances. There are other factors involved such as poor decision making, put down to poor management.
We've been out spending most clubs in the SPL for years, yet falling behind most of them.
With better management and encouraging more youth players to keep on the straight and narrow, the SPL can and will improve, even without the filth.
The best thing about Rangers starting out in DIV3, is that it forces people to look at more options and to come up with fresh ideas to promote our game. Thats what the game needs, new ideas.