Quote Originally Posted by James310 View Post
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I added this.

One month I might need to convert 600 new Scottish pounds to pay my £500 sterling mortgage, the next month due to exchange rates I might need to convert 700 new Scottish pounds to pay my still £500 mortgage. But I have had to find an extra 100 new Scottish pounds to pay exactly the same amount.

That's the risk.

If you or others can't see it then that's fine.
You are describing a variable rate mortgage. Something lots of people currently have.

J