Quote Originally Posted by Callum_62 View Post
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But how do you get the 20k deposit?

Certainly challenging for younger People nowadays

My first mortgage was at 97.5pct. If I needed to find the 70k NZD deposit I simply wouldn't have been able to buy

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On the example I posted it'd be a £5k deposit on a £100k flat, 95% LTV. Not easy to get but Nationwide quote for them so I assume they do them.