I bought the Scottish Panini and English Merlin albums every year throughout the 90s, bought all the WC ones up to 1998 as well.
Probably easier to complete as a child. Some of your pocket money spent on packs on a Saturday morning then 'got, got, need' with the doublers in the playground on a Monday.
Think I still have a load of completed albums mixed in with my programme collection.
Wouldn't have the interest or desire to do it now.