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  1. #1

    car insurance and penalty points

    evening folks.

    Unfornanatly today i was given a fixed penalty of £60 and 3 penalty points and was wondering where i stood with regards telling my insurance?This is the first and only time i have been given points
    would my insurance premuim go up?
    I ve been driving for 8years and this is the first time this has happened and well it was for speeding(i did think it was a 40mph limit and it was 30)
    any feedback would be most welcomed


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  3. #2
    I think it will count as a motoring conviction won't it? I don't think it comes into play until u renew though.

  4. #3
    ADMIN marinello59's Avatar
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    You have to tell your insurer to keep your insurance valid. Don't worry, it shouldn't affect your premium.
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  5. #4
    ok thanks for the advice .I thought it was a 40 but it turns out it was a 30. ah well you live and learn so well i ve learned something.

  6. #5
    @hibs.net private member cocopops1875's Avatar
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    As above you must inform your insurance (as its just the kind of thing they will use to get out of paying should you need them) it should not effect your costs much however
    Doing the 2013 Edinburgh half Marathon for McMillan it would be awesome if anyone fancies sponsoring me, http://www.justgiving.com/colin-smith1875 ,go on make a fat man run

  7. #6
    Ok thanx again for your replies.Im more annoyed about the £60 than anything else. Just never realised that streach of road was a 30(i really did think it was a 40)

  8. #7
    Testimonial Due blaikie's Avatar
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    I work for Aviva, you need to tell them shouldnt do much to your renewal premium just goes down as a SP30 if it was a DR or IN offence then worry but you'll be fine.

  9. #8
    @hibs.net private member essexhibee's Avatar
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    Quote Originally Posted by bobbyhibs1983 View Post
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    Ok thanx again for your replies.Im more annoyed about the £60 than anything else. Just never realised that streach of road was a 30(i really did think it was a 40)
    Look for streetlights if in doubt next time

  10. #9
    Quote Originally Posted by blaikie View Post
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    I work for Aviva, you need to tell them shouldnt do much to your renewal premium just goes down as a SP30 if it was a DR or IN offence then worry but you'll be fine.
    Ok thanx for that, I phoned the insurance today and they say i need to get some sorta refernce cold(not paid the fine and got the points yet)
    can i ask what are sp30, a dr or an IN offence?

  11. #10
    Testimonial Due blaikie's Avatar
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    Quote Originally Posted by bobbyhibs1983 View Post
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    Ok thanx for that, I phoned the insurance today and they say i need to get some sorta refernce cold(not paid the fine and got the points yet)
    can i ask what are sp30, a dr or an IN offence?
    The code for speeding in a 30 is usually SP30, Its just a conviction code theres a list here http://www.co-operativeinsurance.co....ction_code.htm

    When you pay the fine they should clarify what the conviction code is.

  12. #11
    Quote Originally Posted by blaikie View Post
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    The code for speeding in a 30 is usually SP30, Its just a conviction code theres a list here http://www.co-operativeinsurance.co....ction_code.htm

    When you pay the fine they should clarify what the conviction code is.
    Ok thank you for that,

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