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The government should take a loan and build 10 million social homes. It shouldn't be hard to finance the loan and payment over 30 years. They don't want to be the party that tak the hit. But if they weren't children they would have a cross party panel to sort the emergencyQuote:
Originally Posted by Ozyhibby
You can hardly get any council or housing association to take the affordable homes we build at the moment. It needs intervention from government.Quote:
Originally Posted by Stairway 2 7
Definitely but Labour Tories SNP have zero interest.Quote:
Originally Posted by Colr
I have a home my bairns will be OK, but I genuinely think bar climate it's the biggest problem facing the UK, certainly for a section.
It's awful having no choice but to pay 1.5k rent when you curls easily afford the mortgage, we need more houses. Labour has failed I'd vote them out for anyone that says they will build and I've no skin in the game.
https://www.edinburghlive.co.uk/news...int_source=nba
Some good news.[emoji106]
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https://www.theguardian.com/money/20...ky&CMP=bsky_gu
More good news.
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A lot of these figures are skewed at the moment especially down south. They've got the tenants rights bill coming in or already in? They've got the 90 day rule in London for holiday lets and serviced accommodation and Sect 24 for the same cohort. Registration for HLs and SAs (it's unbelievable we don't know the amount of holiday lets and SAs there are) and the big one, stamp duty rises coming in April for landlords, also the CGT changes and probably more changes if there's another interim budget. I'm not sure what of these has been implemented in Scotland but they should be looking at the added measures for HLs and SAs if they aren't.Quote:
Originally Posted by Ozyhibby
Just anecdotal but I've noticed a lot of property developers/landlords getting into renovating old Victorian houses down south which are fairly abundant and converting them into 6,7,9 sometimes 12 bed HMOs and leasing them straight to the council for a fixed fee per room for years, they basically pass on all the obligations to the council and sit back collecting the rent, surely it's cheaper just to build the houses? There's a whole industry growing because of the property shortage, rent to rents where one landlord rents from another, takes on all the management of the property, refurbishes it and rents it out as serviced accommodation for a large profit. You've got people scouring the property sales sites or sending letters to prospective sellers looking for deals, finalising the deals then selling the deals on to property investors for £3 - £5k. You've got the BRRR scheme where landlords buy unmortgageable or run down properties using cash or a bridging loan, refurbish the property, rent the property and then have it revalued at it's higher rate and refinance with a normal mortgage then use that to finance the next deal. The whole thing is becoming far bigger than just your normal buy to let punter that's looking to enhance his/her pension.
It just shows how much money is in it and how much renters are being screwed.Quote:
Originally Posted by Andy Bee
I couldn't agree more about Councils just building homes or renovating properties into useful accommodation. Labour could create well paid jobs, build more houses, train more skilled builders etc by creating a group of workers to build those homes on land they already own or land that can buy cheaply or CPO. There seems an insistence from all the big parties that business can do it better than public. I have a little knowledge about IT in terms of public and agency workers and the comparison of how much more third party workers are is scary. I suspect sub-contracting will be similar and it would be interesting to see how much councils are spending on contingent workers and the service/value they are getting.
If they are buying run down and unmortgageable property then surely that’s a good thing and these guys are the heroes of the housing emergency?Quote:
Originally Posted by Andy Bee
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I've actually forgotten about one of the biggest money spinners gaining momentum, the emergency accommodation strategy. This is where a person navigates all the compliance, gains the qualifications to become a registered property provider with the council and then fills properties with people needing EA passed on from the council. The strategy is to approach landlords and sublet their properties if they comply with EA guidelines for a fee slightly higher than they're charging. The council contact you, ask for an available property for say a family of 4, you then take the family to your property, book them in and receive payment from the council every 1st of the month. Fees are anything from £100 - £200 a night and occupancy is 100%, the family also stays a minimum of 10 months and almost always longer on those rates. That's anything from £3k - £6k every month for a property that probably rents for £1.5k on average. I'm beginning to wonder if the Government is really that incentivised to stop this by building more.Quote:
Originally Posted by wookie70
https://www.youtube.com/watch?v=r0z-RVCHzTE I wouldn't focus too much on the interviewer as he's just trying to sell his academy membership, he's a bit of a chancer IMO
My point was more about the fact people are making serious money finding and passing the deals onto investors who then bring those properties back into circulation, it's yet another middleman that adds more costs along with inflated stamp duty, higher mortgage interest, lack of tax incentives onto ultimately the renter.Quote:
Originally Posted by Ozyhibby
Middle men are def not needed but housing is.Quote:
Originally Posted by Andy Bee
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Pretty sure Samuel Leeds is under investigation for fraud. There are a lot of chancers in the property training lark. The whole thing is a con.Quote:
Originally Posted by Andy Bee
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Yup, £12k a year for the academy, promises everything, delivers nowt. I actually think he hooks in punters for his academy to then train them on how to deliver deals to his investors/mentors and they pay £12k a year for the privilege.Quote:
Originally Posted by Ozyhibby
The consultation previously mentioned is gathering steam. A few changes in that the initial £10k you'd need to invest in properties that can't make band C has risen to £15k. The date has been brought forward to 2028 for new tenancies and still 2030 for existing tenancies. New EPC calculations and software are coming out in 2026 so an existing band C may not qualify as band C after the new calculations, nobody knows the new calculations yet. Existing EPC providers will need new training and be monitored more closely. If you have rental property and they're band C now I'd suggest renewing it soon even if it has a few years left of the 10 year period.
I’m broadly in favour of energy efficiency but can’t help think that the focus should be on more houses while we have such a shortage. Worrying about loft insulation while people are sleeping in shop doorways seems mad.Quote:
Originally Posted by Andy Bee
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https://www.bbc.co.uk/news/articles/cvg9y544wx3o
Sounds like Wales is going the right direction.
I was really happy to read this. Nobody should own two homes until everybody has one. I've been directly affected by not having a home over the years and absolutely zero chance of ever owning one, so I'm fairly radicalised about housing at this point.Quote:
Originally Posted by Moulin Yarns
I think we can do both.Quote:
Originally Posted by Ozyhibby
People who live in rented properties also have rights to well maintained property, they pay enough for the privilege.
Living Rent have a survey for people living in rented accommodation.
https://www.livingrent.org/private_renters_survey_20251
Tenants survey on evictions, quality and affordability
This survey takes 5 minutes to complete. The findings will support our campaigns to for rent controls and better protections for tenants and will highlight to our politicians the reality of renting in Scotland.
We will use the survey results to lobby politicians, in press releases and to inform our campaigns.
You are welcome to complete the survey anonymously and skip questions, however the more information you give us, the more comprehensive and effective our campaign will be. We will use the results to lobby politicians, in press releases and to inform our campaigns.
The survey is broken down into questions on:
- Evictions,
- Joint tenancies,
- Affordability
- Quality,
- Accessing a home
- Deposit
And at the end a section regarding sharing testimonies and being in touch.
Thanks for doing it!
Plan to make landlords fix mould in social housing
https://www.bbc.co.uk/news/articles/cly89yl3p54o
"New measures are being introduced in Scotland to make it easier for social housing tenants to have damp and mould in their homes fixed.
The Scottish government plans to amend to the Housing (Scotland) Bill to give ministers the power to impose repair deadlines on landlords.
The move comes in response to the Awaab's Law campaign, named after two-year-old Awaab Ishak who died from mould exposure in Rochdale in 2020.
The Scottish bill, external, which follows similar changes in England, was introduced in March last year. The new amendments are due to be debated next month.
The bill was announced at a time when a number of Scottish local authorities were declaring housing emergencies."
Million times more sensible than rent caps etc. This should have been done years ago.Quote:
Originally Posted by superfurryhibby
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Nah, rent caps are a marvellous idea, they protect tenants from the excessive profiteering of rogue landlords.Quote:
Originally Posted by Ozyhibby
Haha, funny.[emoji23]Quote:
Originally Posted by superfurryhibby
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https://bsky.app/profile/danwilsoncr.../3llgcqftbts22
This is a good idea except he’s wrong about Landlords paying it although I’ll give benefit of the doubt and say I think he means landlords collect it which means it’s more likely to be paid.
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https://www.facebook.com/watch/?ref=...nt%20edinburgh
Living Rent taking direct action in Bruntsfield. Great to see people showing solidarity.
He absolutely can't stand bullying but was happy to tie up a business's phone lines so that it couldn't trade? :confused:Quote:
Originally Posted by superfurryhibby
And he did that after they ‘caved’ , so just for the fun of it. Wonder what Gordon does to actually help provide homes?Quote:
Originally Posted by lapsedhibee
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Won't someone think of the letting agents...poor souls...Quote:
Originally Posted by lapsedhibee
Sorry, what’s wrong with letting agents?Quote:
Originally Posted by AgentDaleCooper
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I've no love for letting agents, but if you're going to set yourself up as a warrior for good, don't be a hypocrite!Quote:
Originally Posted by AgentDaleCooper