View Full Version : Spending abroad
sleeping giant
17-04-2015, 08:05 PM
Does anyone have any recommendations for bank/credit cards to use abroad ?
This was mentioned on here a while back but as usual i cant find the thread :greengrin
Looking to just use the card for meals etc and pay it off in full when home to hopefully avoid any fees etc.
Also , if i take a card with 0% on purchases for x amount of months , does this include spending abroad (europe)
Current card says it will charge me 2.5% on every purchase ontop of the normal rate.
Cheers
Speedy
17-04-2015, 08:47 PM
Norwich & Peterborough debit card looks the best to me - interest & fee free withdrawals and purchases (need to open a current account and deposit £500 a month though)
Halifax Clarity is regarded as the best credit card. Interest on withdrawals but no fee and no fee/interest on purchases.
Nationwide FlexDirect credit card also interest/fee free for purchases but charges for withdrawals.
Not sure on the 0% question. Would imagine it could vary by card.
Hiber-nation
17-04-2015, 09:05 PM
Does anyone have any recommendations for bank/credit cards to use abroad ?
This was mentioned on here a while back but as usual i cant find the thread :greengrin
Looking to just use the card for meals etc and pay it off in full when home to hopefully avoid any fees etc.
Also , if i take a card with 0% on purchases for x amount of months , does this include spending abroad (europe)
Current card says it will charge me 2.5% on every purchase ontop of the normal rate.
Cheers
Here's the thread, I was looking at it earlier :aok: http://www.hibs.net/showthread.php?300059-exchange-rate
Future17
17-04-2015, 09:08 PM
Does anyone have any recommendations for bank/credit cards to use abroad ?
This was mentioned on here a while back but as usual i cant find the thread :greengrin
Looking to just use the card for meals etc and pay it off in full when home to hopefully avoid any fees etc.
Also , if i take a card with 0% on purchases for x amount of months , does this include spending abroad (europe)
Current card says it will charge me 2.5% on every purchase ontop of the normal rate.
Cheers
I use a Caxton Card - https://www.caxtonfx.com/currency-cards/why-use-a-currency-card#Currency-card-+-app - which I would definitely recommend.
Very easy to use, fee-free when using abroad and you can load funds etc. via an app on your phone.
Future17
17-04-2015, 09:12 PM
Here's the thread, I was looking at it earlier :aok: http://www.hibs.net/showthread.php?300059-exchange-rate
I could be wrong, but I think SG was probably referring to this thread:
http://www.hibs.net/showthread.php?263280-Best-Bank-Cash-Card-for-Abroad
overdrive
17-04-2015, 10:07 PM
I usually go with a Post Office credit card for spending (the Halifax Clarity is better if doing withdrawals) and a Ukash travel money card for spending and withdrawals. In the states I also go with a FairFX just in case but the Ukash generally has better exchange rates.
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