Hi ,

I have just renewed my home insurance and have included an item of value that I covered in and out of the house.

The trouble is , we have no real idea of the actual worth apart from what we have been told.

On our insurance , we can specify the amount for this item to be insured for but what would happen in the event of loss or theft ?
Surely they just wouldn't take our word for it ?

Anyone in the insurance industry be able to help ?